I Need 400 Dollars by Tomorrow (9+ Best Methods)

By Forrest McCall •  Updated: 02/14/24 •  12 min read

If you need $400 by tomorrow, it can be a stressful situation. In this guide, I'll show you exactly how to make $400 quickly in one day or less!


Some of the best ways to get $400 by tomorrow include:

  • Taking out a loan with ZippyLoan
  • Asking friends and family for money
  • Delivering food with DoorDash

Get a Personal Loan with ZippyLoan

If you need $400 by tomorrow, you might want to consider getting a personal loan. ZippyLoan is an online personal loan marketplace that connects borrowers with lenders. They offer loans ranging from $100 to $15,000, and the application process is fast and easy.


With ZippyLoan, you can get a loan even if you have bad credit. They work with a wide network of potential lender candidates, which means you have more loan options to choose from. However, keep in mind that having bad credit might affect the interest rate and terms of your loan.

To apply for a loan with ZippyLoan, you need to fill out a 5-minute online form. You'll need to provide some basic information such as your name, address, income, and employment status. Once you submit your application, ZippyLoan will match you with potential lenders. If you get approved, you could receive your funds as soon as the next business day.

Getting a personal loan with ZippyLoan is a good option whether you need $10000 by tomorrow or just $400. However, make sure you understand the terms and conditions of the loan before you accept it. Always borrow responsibly and only borrow what you can afford to repay.

Sell Unwanted Items

If you need to make $400 quickly, selling your unwanted items is a great way to earn quick cash. Look around your house for things you no longer need, such as electronics, shoes, toys, jewelry, and other items that are still in good condition.

You can list these items on websites like eBay, Craigslist, and Facebook Marketplace, or even host a garage sale. Take clear photos of your items and write detailed descriptions to attract potential buyers.

When pricing your items, be realistic and consider the condition of the item, its original price, and the demand for it. Don't be afraid to negotiate with buyers to get the best price for your items.

Selling your unwanted items not only helps you earn quick cash but also declutters your home and frees up space for new things. So, take a look around your house and start selling your unwanted items today to make $400 by tomorrow.

Freelancing or Gig Work

Need money fast? Try freelancing! Websites like Upwork and Fiverr connect freelancers with clients who need their services. You can offer anything from freelance writing to virtual assistant services.

Another option is to sign up for gig economy jobs, such as TaskRabbit or Uber. These platforms allow you to pick up odd jobs and make money quickly. Keep in mind that some gig economy jobs may require a background check or other qualifications.

When freelancing or doing gig work, it's important to set your rates appropriately. Don't undervalue your time and skills, but also be aware of what the market will bear. Communicate clearly with clients to avoid misunderstandings and ensure timely payment.

Ask Friends or Family for Money

When you're in a bind and need 400 dollars in one day, one option is to ask friends or family for help. It can be a difficult conversation to have, but if you're in a tight spot, those closest to you may be willing to lend a hand.

Before asking for money, it's important to consider your relationship with the person you're asking. Make sure you approach the conversation respectfully and explain your situation honestly. Be clear about how much you need and when you'll be able to pay them back.

If you're uncomfortable asking for a loan, you could also consider asking for a gift or offering to do something in return. For example, you could offer to do some yard work or help with a project in exchange for the money.

Remember that borrowing from friends or family can strain relationships, so it's important to make sure you're both on the same page and have a clear plan for repayment.

Deliver Food with DoorDash

If you need to make money fast, delivering food with DoorDash can be a great option. DoorDash is a food delivery service that allows you to deliver food from local restaurants to customers in your area.


To get started, all you need to do is sign up on the DoorDash website or app and complete the registration process. Once you've been approved, you can start accepting delivery requests and earning money.

One of the benefits of delivering food with DoorDash is that you can work on your own schedule. You can choose when you want to work and how many deliveries you want to accept. This makes it a great option if you need to make money quickly and don't have a lot of time to spare.

Another benefit of delivering food with DoorDash is that you can earn tips from customers. This can help you increase your earnings and make even more money.

While there are other food delivery services like Uber Eats, DoorDash is a popular option that I highly recommend.

Pawn Valuables

If you need to make $400 quickly, consider pawning some of your valuables. Pawn shops are a great option for people who need cash fast and have items of value that they can use as collateral.

You can pawn items like jewelry, electronics, musical instruments, and collectibles. The pawn shop will appraise the item and offer you a loan based on its value. If you accept the loan, you'll need to repay it with interest within a set period of time, usually 30 to 90 days.

If you can't repay the loan, the pawn shop will keep the item and sell it to recoup their losses. But if you can repay the loan, you'll get your item back.

Before you pawn an item, do some research to find a reputable pawn shop with fair prices. You can also negotiate the loan amount and interest rate.

Sell Your Car

If you own a car and need to make $400 fast, selling your car might be a viable option. Selling your car can be a quick way to get the cash you need. There are several online platforms available where you can list your car for sale, such as CarGurus, NerdWallet, and CarMax.

CarGurus is a popular platform known for its search algorithm that helps buyers find cars quickly. This platform can be useful if you need to sell your car fast. You can enter your VIN or license plate number to get started.

Before selling your car, make sure to do your research and determine a fair price for your vehicle. You can use online resources such as Kelley Blue Book to help you determine the value of your car. Additionally, make sure to clean your car and take high-quality pictures to attract potential buyers.

If you need $20k by tomorrow or just $400 – this is a great option worth exploring.

Do Odd Jobs

If you need to make $400 by tomorrow, doing odd jobs is a great way to earn quick cash. You can check out sites like TaskRabbit or Craigslist to find odd jobs that you can do, such as yard work, painting, or moving furniture. These jobs can pay well and are usually paid in cash.

If you're good at mowing lawns or doing yard work, you can offer your services to your neighbors. You can also ask your friends and family if they need any odd jobs done around their house. This is a great way to make some quick cash and help out your loved ones at the same time.

If you're a kid and looking to make some extra cash, you can offer to do odd jobs for your neighbors. You can offer to walk their dogs, mow their lawns, or help them with their yard work. This is a great way to make some extra cash and learn some valuable skills at the same time.

Investing in Cryptocurrency with Binance

If you need to make $400 quickly, investing in cryptocurrency with Binance could be an option for you. Binance is a popular platform for buying and selling cryptocurrencies like Bitcoin, Ethereum, and Binance Coin.


To get started, create an account on Binance and add funds using a credit or debit card. Once you have funds in your account, you can use them to buy and sell cryptocurrencies. Keep in mind that investing in cryptocurrency can be risky, so it's important to do your research and only invest what you can afford to lose.

One advantage of using Binance is that it offers a wide range of cryptocurrencies to choose from, allowing you to diversify your portfolio. Additionally, Binance offers a recurring buy feature, which allows you to automatically invest a set amount of money at regular intervals.

If you're new to investing and want to learn more, Binance Academy offers a variety of educational resources on cryptocurrency and blockchain technology.


If you need to make $400 by tomorrow, crowdfunding might be a viable option for you. Crowdfunding is a way to raise money from a large number of people, usually through social media or crowdfunding platforms like GoFundMe or Kickstarter.

To get started, you will need to create a compelling campaign that details your situation and the purpose behind your $400 target. You should explain why you need the money and what you plan to do with it. Be honest and transparent, and try to make your campaign stand out from the crowd.

Once your campaign is up and running, you will need to promote it to your friends, family, and social media followers. You can also reach out to online communities and forums that might be interested in your cause.

Remember that crowdfunding is not a guaranteed source of funds, and you will need to put in some effort to make your campaign successful. However, if you are able to create a compelling campaign and promote it effectively, crowdfunding can be a great way to make $400 fast.

Credit Card Cash Advance

If you have a credit card, you may be able to get a cash advance to cover your $400 loan. A cash advance is a loan against your credit card that you can receive without any intervening approvals or paperwork. However, keep in mind that cash advances usually come with high-interest rates and fees.

The interest rate for cash advances is typically higher than the rate for purchases, and there is usually a cash advance fee, which is a percentage of the amount you withdraw. The cash advance fee can range from 2% to 5% of the amount you withdraw. For example, if you withdraw $400, you may have to pay a fee of $8 to $20.

It's important to note that interest on cash advances starts accruing immediately, which means you'll start accruing interest charges as soon as you withdraw the money. This can add up quickly, so it's important to pay off the cash advance as soon as possible.

If you're considering a cash advance, make sure you understand the terms and fees associated with your credit card. Some credit cards may have lower cash advance fees or interest rates than others. You can also compare the terms of different credit cards to find the best option for your needs.

Work Overtime or Pick Up Extra Shifts

If you need to make $400 by tomorrow, working overtime or picking up extra shifts might be your best bet. This can be a great way to earn extra income without having to invest any money upfront. Just be sure to check with your employer first to see if these options are available.

Overtime is when you work more than your regular hours in a week. This usually means that you will be paid time and a half for the extra hours worked. Picking up extra shifts, on the other hand, means that you will work additional shifts on top of your regular schedule. This can be a great way to earn extra income if your employer offers it.

If you are looking for additional income streams, you can also consider working a side hustle. This could be anything from driving for a ride-sharing service to freelancing or selling items online. Just be sure to do your research and find a legitimate opportunity that fits your skills and interests.

Start a Business

If you're looking for a more long-term solution to your financial problems, starting a business may be the answer. Becoming an entrepreneur can be a great way to make money and gain financial independence.

Starting a business may seem daunting, but there are many low-cost options available. For example, you can start a blog or rent out a room on Airbnb. Both of these options require little to no investment and can generate income quickly.

If you have a skill or talent, consider starting a business that utilizes that skill. For example, if you're good at graphic design, you can start a freelance graphic design business.

Starting a business may not provide immediate results, but it can be a great way to build long-term wealth. With dedication and hard work, you can turn your business into a successful venture that provides financial stability and freedom.

Final Thoughts

There are plenty of options to get $400 by tomorrow. Taking out a personal loan with ZippyLoan is your best bet. It's super easy, just have a plan in place to pay it back.

Forrest McCall

Forrest is passionate about helping others grow their passive income streams so they can reach financial freedom. He has been quoted in many popular finance publications including Business Insider, Bankrate, CNET Money, and more.