How to Make $20,000 Fast (13+ Proven Methods)

By Forrest McCall •  Updated: 01/24/24 •  12 min read

Need $20k fast? Check out these proven ways you can get money quickly when you need it!


Some of the best ways to earn $20,000 fast include:

  • Taking out a loan with ZippyLoan
  • Selling your car or home
  • Selling things around your home
  • Freelancing

Become a Freelancer

If you have a specific skill set, you can make $20,000 quickly by freelancing.

Some popular freelance jobs include writing, graphic design, and web development. Platforms like Upwork and Fiverr allow you to create a profile and bid on jobs in your field pretty easily. You can also try reaching out to businesses directly to see if they need any freelance work done.

To maximize your earnings, focus on building a strong portfolio and reputation. This can help you land higher-paying jobs and attract more clients. Additionally, consider diversifying your skills to offer a wider range of services.

Remember that freelancing requires self-discipline and motivation. You will need to manage your own schedule and finances, so it's important to stay organized and set realistic goals. With hard work and dedication, you can make $20,000 quickly as a freelancer.

Take Out a Loan with ZippyLoan

If you need to make $20,000 fast, taking out a loan with ZippyLoan could be a viable option. ZippyLoan is a lending network that connects borrowers with lenders who offer personal loans with flexible terms.


With ZippyLoan, you can get a loan of up to $15,000 or more, depending on your creditworthiness and other factors. The loan application process is simple and straightforward, and you can get your funds as soon as the next business day.

One of the benefits of using ZippyLoan is that you can get a loan even if you have bad credit. ZippyLoan's network of lenders considers more than just your credit score when evaluating your loan application.

Before taking out a loan with ZippyLoan, it's important to carefully consider the terms and fees associated with the loan. Make sure you understand the interest rate, repayment schedule, and any other fees that may apply.

Overall, if you need to make $20,000 fast and don't have other options, taking out a loan with ZippyLoan could be a viable solution. Just make sure you understand the terms and fees associated with the loan before signing on the dotted line.

Sell Your Car

If you need to make $20,000 fast, consider selling your car. Here are some tips to help you get the most money for your vehicle:

Selling your car can be a quick way to make money, but make sure to do your research and be realistic about the value of your vehicle.

Work as a Virtual Assistant

If you're looking for a way to make $20,000 fast, working as a virtual assistant can be a great option.

As a virtual assistant, you can offer your services to businesses and entrepreneurs who need help with administrative tasks, social media management, customer service, and more.

One of the benefits of working as a virtual assistant is that you can work from anywhere in the world. This means you can work from the comfort of your own home, or even while traveling. Additionally, you can set your own hours and work as much or as little as you want.

To get started as a virtual assistant, you can create a profile on freelancing platforms like Upwork, Fiverr, or Freelancer. You can also reach out to businesses and entrepreneurs directly and offer your services.

As you gain more experience and build up your client base, you can increase your rates and earn even more money. With dedication and hard work, you can easily make $20,000 or more as a virtual assistant within a few months.

Sell Your Home

If you own a home, selling it can be a quick way to make some money. However, it's important to remember that selling a home can take time and may come with additional costs. Here are some tips to help you sell your home quickly and for a good price:

Remember that selling your home may not be the quickest way to make $20,000, but it can be a good option if you have time and are willing to put in some effort.

Sell Stuff Around Your Home

To make $20,000 quickly, selling unneeded items from your home is an effective strategy to generate fast cash.

Begin the process by tidying up your home and identifying belongings you no longer need or utilize.

Ensure that you take high-quality photographs of these items and accompany them with detailed descriptions to captivate potential buyers. You can utilize online marketplaces such as eBay, Amazon, or Facebook Marketplace for a broader reach.

Remember to price your items fairly, reflecting their condition and market value. Be open to negotiation with potential buyers to achieve an agreement that benefits both parties.

For larger items, like furniture or appliances, you might want to organize a garage sale or use a local buy-and-sell group on social media.

Lastly, embrace creativity and think unconventionally about what you can sell; what might seem mundane to you could be valuable to someone else. Adhering to these strategies will help you convert your unwanted items into cash, edging you closer to your $20,000 target.

Rent Your Things

If you have extra space or things that you don't use often, you can rent them out to make some quick cash. Here are some ideas on things you can rent to make money:

Renting out your things is a great way to make some extra cash without having to invest a lot of time or money. Just make sure you're renting to trustworthy people and that you have a clear rental agreement in place.

Whether your goal is to make $250 a week or even $4000 a month – renting things out can be a great option worth exploring.

Land a New Job

Looking for a new job can be a daunting task, but it's a great way to make some extra cash pretty quickly.

Start by updating your resume and LinkedIn profile. Make sure they are both polished and up-to-date. Next, you can start networking. Reach out to your contacts and let them know you're looking for a new opportunity and be sure to attend networking events in your area.

When applying for jobs, tailor your resume and cover letter to the specific job and company. Don't just send out generic applications. Always follow up with the hiring manager after you apply as this shows that you're interested and proactive.

Finally, don't get discouraged if you don't find a job right away. Keep applying and networking. It takes time to find the right opportunity, but it will be worth it in the end.

Invest in Real Estate with Arrived

Looking to make passive income? Consider investing in real estate with Arrived.

Arrived Homes Investing

With only $100 to start, you can invest in residential real estate and vacation rentals. This is an excellent option for anyone looking to earn passive income with rental units and it's available to non-accredited investors, so you don't need to be a millionaire to get started.

Investing in real estate with Arrived is a smart way to diversify your portfolio and earn passive income. Plus, with the low starting investment, it's an accessible option for anyone looking to make some extra cash. So why not give it a try? You could be on your way to making $20,000 in no time.

Invest in Stocks with Acorns

Another great option to earn passive income is by investing in the stock market. Acorns is my favorite app because of how easy it is to use. It rounds up your purchases to the nearest dollar and invests the difference for you, making it super easy to invest.

Acorns Investing

Acorns offers a variety of investment portfolios to choose from, each with its own level of risk and reward. You can select the portfolio that best fits your goals and risk tolerance, which I love.

Keep in mind that investing always carries some level of risk. It's important to do your research and understand the potential risks before investing. Acorns can be a great way to dip your toes into the world of investing and potentially earn passive income, but it's important to approach it with a realistic mindset.

Start a Part Time Job

If you're looking to make $20,000 fast, starting a part-time job can be a straightforward option. Working a few extra hours each week can help you earn extra income and reach your goal faster.

Here are some great jobs worth looking into:

Starting a part-time job can be a great way to earn extra income and reach your goal of $20,000. Look for opportunities that fit your schedule and interests.

Start a Business

If you're looking to make $20,000 fast, starting a business can be a great option that I recommend for a few reasons. With the rise of e-commerce, it's easier than ever to start an online business from the comfort of your own home.

You can also start a local service based business like a landscaping or painting business.

Be sure to start a business that you enjoy or have some interest in. This can help you to stay motivated when times get tough (which is going to happen at some point!).

Overall, starting a business can be a challenging and rewarding experience. It requires hard work, dedication, and persistence, but the potential rewards can be significant. With the right strategy and mindset, you can turn your business into a profitable venture and make $20,000 fast.

Sell Online Courses

If you have expertise in a particular field and want to make some quick money, consider selling online courses.

To begin, identify a topic that you are knowledgeable about and passionate about teaching. Then, you'll need to create a course outline and record video lessons that are engaging and informative.

Next, choose a platform to host your course, such as Podia or Teachable. These platforms handle payment processing and make it easy to sell your courses.

When pricing your course, research similar courses on the platform you have chosen and price it competitively. You can also offer discounts to early adopters or bundle your course with other products or services.

Remember that creating a successful online course takes time and effort, but it can be a lucrative way to earn money and share your expertise with others whether you want to make $600 fast or $20,000 fast.

Final Thoughts

If you're looking to make $20,000 fast there are plenty of ways to reach your goals.

The fastest methods might not be the easiest, but selling things around your home or selling your vehicle can often get your $20k quickly.

If you need fast money, taking out a personal loan with ZippyLoan is likely your best bet.

Forrest McCall

Forrest is passionate about helping others grow their passive income streams so they can reach financial freedom. He has been quoted in many popular finance publications including Business Insider, Bankrate, CNET Money, and more.