How to Invest $10 and Earn Daily (6 EASY Methods!)

By Forrest McCall •  Updated: 10/14/23 •  5 min read

Say you've got $10 to invest and you want to earn some extra money each day. Where should you invest it?

I've got your back with a few different ways to invest $10 and earn daily. Let's dig into it!

1. Invest in Index Funds with Acorns

Investing in index funds through Acorns is a great way to start your investment journey, even with only $10.

Acorns Investing

Acorns is a micro-investing app that allows you to invest in diversified portfolios of stocks through fractional shares. This makes it easier for you to invest in a variety of stocks without needing a massive amount of money.

Acorns primarily invests in low-cost ETFs, including index funds, offering a diversified portfolio with various risk levels to suit your financial goals.

Keep in mind that investing always carries some level of risk, and returns cannot be guaranteed. However, investing in a diversified portfolio of index funds through Acorns can be a smart and convenient way to make your $10 work for you on a daily basis and help you reach your financial goals.

As a bonus, you'll get $20 free when you open your account here!

2. Open a High Yield Savings Account

To invest $10 and earn daily, consider opening a high-yield savings account.

This type of savings account offers higher interest rates compared to traditional bank savings accounts, allowing you to grow your money faster and more efficiently.

When choosing a bank, look for one that is FDIC-insured and has no minimum deposit or balance requirements.

Once you have opened your high-yield savings account, deposit your initial $10 investment. Your cash will begin to earn interest daily.

While it might not immediately make you $10 a day, your money will grow over time thanks to the power of compound interest.

3. Invest in Cryptocurrency

Investing in cryptocurrency can be a great way to diversify your portfolio and potentially earn daily returns. To start, you need to choose a reliable platform to buy and sell cryptocurrencies. One of my favorite platforms is Binance.


As you begin your crypto journey, I recommend investing in well-established cryptocurrencies such as Bitcoin. However, keep in mind that the cryptocurrency market is highly volatile, meaning that you can both make money fast and lose it quickly. Therefore, it is crucial to assess your risk tolerance before jumping into this investment.

With $10, your investment options in cryptocurrency might be limited, but there are other digital currencies, often referred to as altcoins, that you could explore. When building a diversified portfolio, consider spreading your $10 investment across a few different cryptocurrencies to mitigate risk.

4. Start an Online Business

Starting an online business is an excellent way to invest $10 and potentially earn daily income.

One option is to create a website or start a blog.

Platforms like WordPress and Wix make it easier than ever, allowing you to launch your site without needing a fortune. By writing about topics you're knowledgeable or passionate about, your blog can attract an audience and generate income through affiliate marketing, advertisements, or sponsored content.

Another route is to sell items through online marketplaces such as Amazon or eBay.

You can use your initial investment to buy low-cost items, either new or second-hand, and resell them for a profit. This side hustle can grow into a steady stream of income with persistent effort and wise product choices.

5. Consider Bonds

When looking to invest $10 and earn daily, consider bonds as one of your options.

Bonds are fixed-income investments that provide steady, low-risk returns on your money.

As a bondholder, you'll receive periodic interest payments, which can complement your other investment strategies and help you build wealth.

When considering bond investments, keep in mind the interest rate and the bond's maturity date. Also, be aware of the credit risk associated with the bond issuer, as this may impact your returns. Overall, bonds offer a relatively safe and stable option to earn daily dividends, as they generally come with less risk compared to other investment options, like stocks.

6. Try Peer to Peer Lending

Investing in peer-to-peer lending can be a great way to earn daily by contributing just $10. With this investment, you lend money directly to borrowers through an online platform, bypassing traditional financial institutions. This allows you to earn interest on your investment while helping people meet their financial goals.

To start, select a reliable P2P lending platform. Register and deposit your initial $10 investment. These platforms typically offer a range of interest rates and risk levels, so choose notes that align with your risk tolerance and return expectations.

It's essential to diversify your P2P lending portfolio by spreading your investment across multiple loans rather than concentrating on a single borrower. This reduces your overall risk and increases the likelihood of earning consistent returns.

Keep in mind that peer-to-peer lending carries inherent risks as borrowers might default on their loans. Nonetheless, a well-diversified portfolio and thoughtful selection of platforms and investment opportunities can help you mitigate these risks and achieve your financial goals.

Here's a great video on peer to peer lending and what to consider.

Closing Thoughts

So, what's the best way to invest $10 an earn daily?

I recommend starting by investing in the stock market with Acorns. You can also start an online business or consider real estate investing.

Forrest McCall

Forrest is passionate about helping others grow their passive income streams so they can reach financial freedom. He has been quoted in many popular finance publications including Business Insider, Bankrate, CNET Money, and more.