$10 Sign Up Bonus Instant Withdraw Apps (10+ Free Money Apps!)

By Forrest McCall •  Updated: 10/14/23 •  9 min read

Looking for a free $10?

Check out some of these apps with sign up bonuses to claim $10 in free money today!

1. MyPoints

MyPoints is a versatile app, website, and online shopping rewards platform. When you sign up for MyPoints, you'll receive a $10 sign-up bonus that can be redeemed in the form of gift cards or as cash rewards.

In addition to your free money there are several ways to earn with MyPoints.

Once you've accumulated enough points, you can withdraw your earnings through PayPal, Venmo, or redeem them for various gift cards, making MyPoints a convenient platform for those looking to make some extra cash online.

2. Acorns

Acorns is a micro-investing app that helps you start your investment journey with minimal effort.

As a bonus, Acorns is offering $20 in free cash when you make your first deposit!

Acorns Investing

When you link your account to your debit or credit cards, Acorns automatically rounds up your purchases to the nearest dollar and invests the difference. As a result, your spare change goes directly into your Acorns account, making micro-investing more accessible and efficient.

3. Ibotta

Ibotta is a popular cash-back app that offers a $10 sign-up bonus for new users. To claim this bonus, simply download the app, create an account, and use a referral code if available.

Once you've signed up, start earning cash-back rewards by shopping at partnered stores and watching your money stack up.

With Ibotta, you can earn free money on everyday purchases in-store or online. It covers a wide range of categories, such as groceries, restaurants, clothing, and more. In addition to the sign-up bonus, you can unlock even more cash-back offers by completing tasks and participating in promotions. Also, you can refer friends to Ibotta to earn extra cash rewards.

When you're ready to withdraw your earnings, link a bank account or cash app, such as Venmo or PayPal, for an instant and hassle-free process. With its extensive list of cash-back offers and the $10 instant sign-up bonus, Ibotta stands out as a valuable option for earning extra cash.

4. Rakuten

Rakuten is a prominent cashback website that offers a $10 sign-up bonus for new members.

To get started, simply create an account and make a qualifying purchase through the platform to receive your bonus.

You can earn cash rewards by shopping at various popular merchants like Macy's, Kohl's, Walmart, and Target. Participating stores might change over time, so keep an eye on the current list to maximize your earnings.

In addition to the sign-up bonus, Rakuten also has a referral program that enables you to earn more by inviting friends to join the platform. When your referrals shop through Rakuten, you'll receive extra cash rewards.

5. Fundrise

Fundrise is another investment platform that specializes in real estate. As a user, you have the opportunity to invest in income-generating properties starting with just $10. The platform combines the benefits of real estate investment with the convenience of a robo-advisor.

By signing up for Fundrise, you can become eligible for a $10 sign-up bonus in the form of shares. While it's not cash that you can withdraw, it's money that can grow and build over time.

To start investing, simply register and fund your account with a minimum of $10. Then, explore your investment options and watch your real estate portfolio grow over time. Fundrise offers a variety of investment plans catering to different risk tolerances and financial objectives, making it a versatile choice for your investment journey.

6. Current

Current is a mobile banking app that provides you with a $10 sign up bonus once you create an account and set up direct deposit. To take advantage of this offer, you need to use a referral link or enter a referral code during the registration process.

Current offers instant withdrawals, making it easy for you to access your money when you need it. With the app, you can also easily manage your finances and track your spending

. As a Current user, you have the opportunity to earn rewards using their debit card at selected merchants, such as Chime. To sum up, Current enables you to earn, save, and manage your finances with added benefits like the $10 sign up bonus and instant withdrawals.

7. Swagbucks

Swagbucks is a popular app and website that offers various ways to make money online, such as taking surveys, watching videos, and even shopping at your favorite stores.

To get started, simply sign up and receive a $5 or $10 sign-up bonus.

Earning rewards on Swagbucks is easy. You can participate in surveys from companies like Toluna Influencers and provide your opinion on different products and services. Additionally, you can watch videos and earn points that can be converted into cash or gift cards.

To maximize your earnings, ensure you actively engage with the platform and consistently complete the tasks available. Swagbucks offers multiple payout options, including PayPal and various gift cards from popular retailers, making it convenient to withdraw your earnings.

Remember, with consistent effort and a variety of tasks to choose from, Swagbucks can be a reliable source to help you earn a quick $10 or more.

8. Robinhood

Robinhood is another investment app that offers commission-free trading for its users.

As a beginner, you can take advantage of their user-friendly platform to start investing in stocks, ETFs, and cryptocurrencies without the typical fees associated with traditional brokerages.

To entice new users, Robinhood presents a $10 sign-up bonus in the form of a free stock upon successful registration. Simply download the app, create an account, and link a valid bank account to claim your reward. Do note that the value of the free stock may vary, but it generally ranges between $2.50 to $200.

While Robinhood boasts an accessible investment experience, you might also consider exploring alternative apps, such as Moomoo, which offers similar commission-free trading services and attractive sign-up incentives. Ultimately, ensure you conduct thorough research and select an app that aligns with your investing goals and preferences.

9. MobileXpression

MobileXpression is a market research platform that collects data on your mobile usage habits. By joining this app, you can help shape the future of the mobile industry. As an incentive for participation, MobileXpression offers a $10 sign-up bonus that can be withdrawn instantly after meeting their requirements.

To get started, simply download the app, sign up with your details, and install the MobileXpression software on your device.

The app will gather data on your usage habits and securely send it to their research team. In exchange, you receive credits that can be redeemed for gift cards or cash.

Your participation in MobileXpression helps improve the mobile experience for users worldwide, while the $10 bonus provides an instant reward for joining. Just keep in mind to review their terms and conditions, and ensure that you're comfortable with the information collected before signing up.

10. Oxygen

Oxygen is a banking app that offers an attractive $10 sign-up bonus. To qualify for this bonus, simply create an account using a referral link or referral code and set up a direct deposit. You can easily withdraw your bonus once you meet these requirements.

The Oxygen app provides several ways to make money online besides the sign-up bonus. They offer cashback rewards on various purchases, allowing you to save more of your hard-earned money. As you continue using the app, these benefits can quickly accumulate.

In addition to the initial sign-up bonus, Oxygen has a referral program that benefits both you and your friends. By sharing your referral link or code, both parties can earn an additional $10 when your referrals sign up and meet the requirements. So, if you are looking for sign-up bonus apps that offer instant withdrawals, Oxygen is worth considering.

Other Free Money Sign up Bonus Apps


InboxDollars is a popular app that pays you for completing surveys, watching videos, and referring friends. As a sign-up bonus, you can receive $5 when you create your account. Your earnings can be withdrawn through various options such as PayPal or gift cards.

Branded Surveys

Branded Surveys is another app offering a platform to earn money online through surveys. Upon signing up, you'll receive a welcome bonus to kickstart your earnings. The app also allows you to watch videos and refer friends to increase your cash rewards. Redeem your earnings through PayPal or various gift cards available on the platform.


BeFrugal is a website that offers cash-back earnings for online shopping. When you sign up, you receive a $10 sign-up bonus which can be redeemed once you have earned $10 in cash back. Additionally, the referral program gives you a chance for a $15 bonus.

Fetch Rewards

Fetch Rewards is an app that allows you to earn points while shopping. Points can be redeemed for gift cards from popular retailers. The sign-up bonus here is not $10, but it's still worth considering.


Drop is an app that awards users with points for shopping at specific stores or using certain payment methods. Users can then redeem their points for gift cards. Drop has a sign-up bonus, but the amount may vary.


KashKick is a website where users can earn money by completing surveys, watching videos, and more. This platform offers a small sign-up bonus as well.


MoneyLion is a robo-advisor and payment app that offers various financial services to its users. It has a referral program, and new users may receive a sign-up bonus for joining.

Final Thoughts

There are tons of $10 sign up bonus apps with instant withdraw capabilities. I highly recommend checking out MyPoints and Swagbucks to get started before trying a few other free money apps.

Forrest McCall

Forrest is passionate about helping others grow their passive income streams so they can reach financial freedom. He has been quoted in many popular finance publications including Business Insider, Bankrate, CNET Money, and more.